Yield tells you how much rent a property earns compared with its price. Net yield, after costs, is the number that matters for your cash flow.
Rates checked against ATO and official sources on 26 September 2026. How we calculate
Results update as you type.
| Rent if never vacant | $31,200 |
|---|---|
| Rent collected | $30,000 |
| Management fees | −$2,100 |
| Other costs | −$4,500 |
| Net rent | $23,400 |
| Loan interest | −$31,200 |
| Shortfall before tax | −$7,800 (−$150/wk) |
Negative gearing rules change from 1 July 2027 for established properties bought after 12 May 2026. Rental losses on those can only offset rental income.
Australian residential yields are often 3–5% gross in capital cities and higher in regional areas. From 1 July 2027, losses on established properties bought after 12 May 2026 can only be offset against rental income, not your salary.
It depends on the location and growth prospects. Many investors look for a net yield high enough to cover most of the loan interest.
Yes. Net rental income is added to your taxable income. Most expenses, including loan interest, are deductible.