Guides
Plain-English explanations of Australian pay, tax, super and property rules, with worked examples for 2026–27.
What changed in your pay on 1 July 2026The bottom tax rate fell to 15%, HECS repayments start later, and super now has to be paid every payday.How HECS-HELP repayments work nowYou only repay 15 cents of each dollar you earn over $69,528, and the debt only grows by indexation.Sole trader tax: a simple guideYou pay individual tax rates on your profit, nobody withholds it for you, and GST starts at $75,000 turnover.Payday Super: what employers need to knowSuper must now reach your employee’s fund within 7 business days of every payday.Made redundant? What you’re owed and how it’s taxedThe NES sets minimum redundancy pay of 4 to 16 weeks, and a large part is usually tax-free.First home buyer stamp duty in every state (2026)Where you buy makes a huge difference: from no duty at all to over $40,000 on the same home.Novated leases for electric cars, explainedAn electric car under the luxury car tax limit can be paid for entirely from pre-tax salary.